Successful Investment Stocks Assignment Example | Topics and Well Written Essays - 750 words

Successful Investment Stocks - Assignment Example There is no comparative comparison of returns between stocks and bonds as returns from stocks outperform those of bonds with significant percentages. This has been proven from studies conducted over a long period of time (Sorkhou 53). Purchasing stocks in a public company give an investor the opportunity to possess fractional ownership of the company. In essence, the investor has the opportunity to share in the success of the company through the share portion held in the company. An increase in the share prices of the company has a positive correlation to the value of the shares held in that particular company as they increase in value. If an investor chooses to sell shares thus held in such a company, the profits accrued will be higher than the purchase price of the shares. Moreover, the dividend payment is an advantage of holding shares in a public company. Although not all companies pay dividends to their shareholders, those that may create more income opportunities for their investors. Additionally, the stocks keep increasing in value, giving the investor a double advantage. Stocks give investors the advantage of diversification, which enables them to spread their risk, and therefore they do not have to put all their investments on the success of a single investment. While considering investing in stocks, laypeople are advised to do so with a highly diversified index fund. The various benefits accrued from a highly diversified index fund make the arrangement more appealing to individual people than going it alone. An index fund gives the group the ability to hire professional investment managers who theoretically offer them with information on the best investment options available. Additionally, there are benefits of economies of scale through cost-sharing among a group of investors.  Ã‚  

School programs Essay Example | Topics and Well Written Essays - 1750 words

School programs - Essay Example Briefly explain each innovation: one innovation for Pre-School Programs, one for Elementary School Programs, one for Middle School Programs, three for High School Programs and four for College Level Programs One innovation for pre-school programs is smaller classes that are based on a permissive model vs. an authoritarian or inoculation based pre-school program. Smaller classes that permit pre-school learners to explore the environment or educational materials as a preparation for learning can be considered as alternatives to large classes with rote drill learning methods. An example of an innovation in elementary school would be a participative and competitive spelling bee competition in class where all students were required to display and test knowledge vs. a rote, repetition and repeat spelling drill led by the teacher and followed by the class in unison. In Middle School, providing students a three hour period of intense guided instruction in a subject of specialization could be an innovation and reform that is an alternative to the relatively low amount of instructional time in classes and the general, homogenized nature of reproduction of class lectures and course material. In High Schools, increasing the level and quality of education in public schools is an important innovation, as is increasing the degree of personal and family choice in attending institutions. Making the 10th through 12th classes a more intensive time of study and preparation for students for future education and career choices is important. Increasing the student and family participation in school organization and management can lead to more feeling of involvement and ownership in institutions. Widening the areas of specialized studies by decreasing class or group sizes and increasing independent study ad research in subjects also build proficiencies in students. At the College or University level, implementing the reform of universal, free access to education is the most important and needed goal. That knowledge and learning is restricted by economics or socio-economic resources on a personal or family level leads to a divided society and class structure. Furthering student organization of classes and research would also build inclusion on campus. There are many options to cooperate to save costs in housing, food, books, etc. that are not undertaken because of the profit motive in education. Developing a more collective, self-organized, and non-profit approach to education at the university level is an important part of universal education reform practically. Students should have more freedom in designing their own areas of study, in both specialization and cross-disciplinary studies. Essay #2 - Try to chart the ways in which the American educational system (for publically funded schools) has historically attempted to reach its institutional goals. That means for you to sketch the ways our society has approached the process of education. Now try to explain ho w this process is mediated by having to keep attention on funding issues. The main goal of the American education system has been to provide a free or publicly funded educational opportunity from K-12 for all students or citizens of the country. The combinations of State, Local, and Federal taxes are used to this purpose. The higher education is based on student born costs that may be defrayed by the difference between public, or State-sponsored and subsidized schools, or private colleges and universities. The ideal of a broad general education as basis of citizenship developed from basic literacy requirements as a foundation for democratic citizenship. Nevertheless, the American system of education also is focused in producing