Successful Investment Stocks Assignment Example | Topics and Well Written Essays - 750 words

Successful Investment Stocks - Assignment Example There is no comparative comparison of returns between stocks and bonds as returns from stocks outperform those of bonds with significant percentages. This has been proven from studies conducted over a long period of time (Sorkhou 53). Purchasing stocks in a public company give an investor the opportunity to possess fractional ownership of the company. In essence, the investor has the opportunity to share in the success of the company through the share portion held in the company. An increase in the share prices of the company has a positive correlation to the value of the shares held in that particular company as they increase in value. If an investor chooses to sell shares thus held in such a company, the profits accrued will be higher than the purchase price of the shares. Moreover, the dividend payment is an advantage of holding shares in a public company. Although not all companies pay dividends to their shareholders, those that may create more income opportunities for their investors. Additionally, the stocks keep increasing in value, giving the investor a double advantage. Stocks give investors the advantage of diversification, which enables them to spread their risk, and therefore they do not have to put all their investments on the success of a single investment. While considering investing in stocks, laypeople are advised to do so with a highly diversified index fund. The various benefits accrued from a highly diversified index fund make the arrangement more appealing to individual people than going it alone. An index fund gives the group the ability to hire professional investment managers who theoretically offer them with information on the best investment options available. Additionally, there are benefits of economies of scale through cost-sharing among a group of investors.  Ã‚  

School programs Essay Example | Topics and Well Written Essays - 1750 words

School programs - Essay Example Briefly explain each innovation: one innovation for Pre-School Programs, one for Elementary School Programs, one for Middle School Programs, three for High School Programs and four for College Level Programs One innovation for pre-school programs is smaller classes that are based on a permissive model vs. an authoritarian or inoculation based pre-school program. Smaller classes that permit pre-school learners to explore the environment or educational materials as a preparation for learning can be considered as alternatives to large classes with rote drill learning methods. An example of an innovation in elementary school would be a participative and competitive spelling bee competition in class where all students were required to display and test knowledge vs. a rote, repetition and repeat spelling drill led by the teacher and followed by the class in unison. In Middle School, providing students a three hour period of intense guided instruction in a subject of specialization could be an innovation and reform that is an alternative to the relatively low amount of instructional time in classes and the general, homogenized nature of reproduction of class lectures and course material. In High Schools, increasing the level and quality of education in public schools is an important innovation, as is increasing the degree of personal and family choice in attending institutions. Making the 10th through 12th classes a more intensive time of study and preparation for students for future education and career choices is important. Increasing the student and family participation in school organization and management can lead to more feeling of involvement and ownership in institutions. Widening the areas of specialized studies by decreasing class or group sizes and increasing independent study ad research in subjects also build proficiencies in students. At the College or University level, implementing the reform of universal, free access to education is the most important and needed goal. That knowledge and learning is restricted by economics or socio-economic resources on a personal or family level leads to a divided society and class structure. Furthering student organization of classes and research would also build inclusion on campus. There are many options to cooperate to save costs in housing, food, books, etc. that are not undertaken because of the profit motive in education. Developing a more collective, self-organized, and non-profit approach to education at the university level is an important part of universal education reform practically. Students should have more freedom in designing their own areas of study, in both specialization and cross-disciplinary studies. Essay #2 - Try to chart the ways in which the American educational system (for publically funded schools) has historically attempted to reach its institutional goals. That means for you to sketch the ways our society has approached the process of education. Now try to explain ho w this process is mediated by having to keep attention on funding issues. The main goal of the American education system has been to provide a free or publicly funded educational opportunity from K-12 for all students or citizens of the country. The combinations of State, Local, and Federal taxes are used to this purpose. The higher education is based on student born costs that may be defrayed by the difference between public, or State-sponsored and subsidized schools, or private colleges and universities. The ideal of a broad general education as basis of citizenship developed from basic literacy requirements as a foundation for democratic citizenship. Nevertheless, the American system of education also is focused in producing

Of Morality and Spirituality Essay Example for Free

Of Morality and Spirituality Essay The moral sacred Philippines started from a dream, and now that it continues to progress it can be one good evidence that as long as someone believes in an idea, it can be possible. As long as its aim is for the goodness of the citizens, it can be a reality. This concept does not want to create a world of perfection but rather a world of morality and spirituality. That world is where we can clearly distinguish the right ones from the bad. It is where we can not only think about ourselves but also the community, the government, and the nation. This dream can all be possible if we just go and believe that the land where we stand can be a better habitat of mankind. From Genesis 1:27, God created mankind in His own image. This verse proves that each of us is spiritual at heart. We just have to go and find the path through our hearts. We are created in His likeness which gives us the realization that all living things have something good in the inside. If we believe, make something to make this work, the moral sacred Philippines will make sense. A. WRITING AS A SOCIAL ACT The event connects with how writing can be a social act. In the said event, one does not only think about himself but also for the people around him. As for writing, a writer does not only write for him or for him to understand but also for his readers and audience. You write alone, but you always write for others. Readers matter. Once a writer sets his or her thoughts to any medium, whether paper, blog, status update, there is the potential for audience interaction. Ideas and creativity are created outside ourselves. Writers can never be more creative without the experiences and thoughts the people have. They continue to interact with people. Writing is a social act. Writers choose to see the beauty and brilliance of the world around them. Writing is nothing without the world and mind that surrounds them. B. WRITING AS A MORAL ACT Morality and spirituality is what the event focuses on. As for writing, writers do not only write everything that flows from their thinking, he must be careful. Something that anyone who writes words of any kind would do well to remember. Words have their moral consequences. The responsibility is particularly great for writers who deal with spiritual issues. Every word they write leaves its mark upon their soul and upon the souls of those who read their work. Their words may become sacraments, visible signs of an invisible grace, or they may turn to poison and ashes. It may signify the abyss or nothing at all. Writers must strive against mediocrity in one’s work, aiming always higher for lucidity of thought and beauty of expression with still being careful with the words they use. Every piece they make has an effect in this world. They are part of our moral conversation as a society. They weigh in. The creation of literature worthy not only its high artistic calling but of his stature as a creature created in the image and likeness of God.

Defining Good Usage Essay -- Business Writing Essays

Defining Good Usage There are thousands of pieces of advice about writing out there. Every English text book discusses it. Every person knows the rules to good writing by heart. In fact it is next to impossible to separate what we have been told from our own beliefs. Beliefs themselves are formed by what you are taught, yet they still allow you the freedom to do as you choose. This just does not seem to hold true. When good writing is taught to be the rule not something to be interpreted by the student. Enough about beliefs and teachings. Define good usage, if that's what good writing requires. Is it using the largest, most difficult, word you can in your writing? Is it diction, connotation, denotation, sentence structure, or just simple tone? The fact is any one or all of these may be true. When you are writing a research paper for instance , you would use larger words than you would, say, in a letter to a friend. In business letters you would use more technical language, than either of these other two. Yet, the rules get mixed around in all these cases too. If good usage is set mostly by what type of writing you're doing then perhaps the it can only be defined through these. However in order to do this you have to be able to define which types of writing fall into which category or are they all different not to mention that every thing you could study at a University falls into a different pattern of writing, and even this does not really make it any easier to define. All right, in order to understand this maybe what you shouldn't do has to be defined first. That should be easy. When you write well you use the most appropriate words possible in a given situation and to express just the right feeling. But, does ... ...oblems what I mean when I call this person "Babe" I may be telling my friend and him that he is really good looking, or reminds me of the little talking pig. I also could mean, as has happened in letters I've received, that I don't know him very well and therefore I can't remember his name so I took to calling him "Babe", anything is possible. Now the "Babe" example is very basic but it proves that not only can the author have many meanings for what they are writing but so too can the reader. This does not have to happen with just one or two words it could happen with whole paragraphs or entire papers. Even this one. I have told you what good use is, but, can you tell me without a doubt that you have gotten exactly what I wanted out of this? Makes you wonder, huh? What is the real meaning here and can you really get it? If you could then would my usage be good?

How does Thomas Hardy delelop suspense Essay

Suspense is the creation of excitement at the approach of the climax, whether of the whole novel, or just a particular chapter or scene. Tension is the feeling of uneasiness or stress caused by suspense, not knowing what will transpire next. It is clear that the two are very closely interrelated, and when they are employed in a text they have significant effects on the reader. Suspense and tension keep the reader guessing about what will ensue, therefore drawing the reader into the story and, crucially, maintaining their interest so that they want to read on. Thomas Hardy uses not only his own writing techniques and description to create suspense and tension in his novels, but also the behaviour and development of his characters. At the beginning, we are presented with the four characters of Rhoda Brook, her son, Farmer Lodge and Gertrude. We are unsure how their relationships will develop. This uncertainty creates tension, and right from the start, the reader’s interest is evoked. When Hardy wrote The Withered Arm in the late 1800’s, a belief in magic was common among all people of the time. This is embodied in the story by the characters Rhoda Brook and Conjuror Trendle, who are described as being a witch and a white wizard respectively. The inclusion of a magical and supernatural theme in the story is a good way of interesting the reader and creating tension, because as witchcraft and magic are subjects most people in a modern audience know little about, they add to the reader’s unawareness and curiosity about events in the story. Suspense and tension are created in chapter two, when Gertrude arrives with farmer Lodge. We learn that Rhoda has an illegitimate son with farmer Lodge, and therefore understand her jealous interest in his new bride. She tells her son to â€Å"give her a look, and tell me what she’s like†¦ If she’s dark or fair, and if she’s tall – as tall as I†. When her son returns from his reconnaissance Rhoda interrogates him – it is clear she is desperate for every detail. The boy couldn’t see how tall she was, because she was sitting down, and Rhoda tells him to watch her at the church the next day; â€Å"Go early and notice her walking in, and come home and tell me if she’s taller than I†. When he comes back with the information – ‘†She is not tall. She is rather short. † – It is clear that Rhoda is delighted: â€Å"Ah! † said his mother with satisfaction’. This scene creates tension and suspense because the reader is wondering how Rhoda Brook’s obsession with Gertrude will manifest itself later on in the story? The reader is left guessing until the onset of Chapter three, where the consequence of Rhoda’s constant psychological fixation on Gertrude is revealed. It is mentioned at the end of chapter two that â€Å"from her boy’s description and the casual words of the other milkers, Rhoda Brook could raise a mental image of the unconscious Mrs Lodge that was realistic as a photograph. † In chapter three Rhoda has a vision while she sleeps. Gertrude appears as a spirit, looking old and wrinkled, seats herself heavily on Rhoda’s chest and thrusts her wedding ring into Rhoda’s face. Rhoda struggled and then â€Å"In a last desperate effort, swung out her right hand, seized the confronting spectre by its obtrusive left arm, and whirled it backward to the floor. † The dream is extremely real and frightening for Rhoda, and it changes the story completely for the reader. Whereas before it was a story about rural life, now it’s an altogether darker tale that incorporates magic and superstition. The change of atmosphere adds tension, as do Rhoda’s violent actions. The reader is in suspense, as there are a lot of unanswered questions; what will happen now? Where will the story go from this crucial event? What will happen to Gertrude? The latter question is answered later in the chapter, when Gertrude turns up at Rhoda’s door unexpectedly, with a gift for her son. Gertrude reveals that a strange ailment has afflicted her arm and when she reveals it and is questioned about it, it becomes clear to Rhoda that it was made at the same time as she had her vision and Rhoda’s handprint can be seen upon it. When Gertrude becomes a regular visitor to the cottage, the reader’s intrigue is increased again, as once again they do not know what will happen next – the suspense remains as there are important questions; will Gertrude cure her arm? When, in the last paragraph of chapter three, Rhoda mentions that she has been â€Å"slyly called a witch† since she had farmer Lodges child, suspense is increased because both the reader and Rhoda are unsure whether she is a witch or not. Another example of the creation of suspense and tension can be found in chapter four when Gertrude and Rhoda visit conjuror Trendle. Gertrude hopes that the White Wizard will cure her withering arm, whilst Rhoda fears that she will be revealed as the witch who performed the curse. When they arrive at the house, Conjuror Trendle sends Rhoda out of the room; this has the effect of unnerving Rhoda and simultaneously adding to the reader’s intrigue. He then reveals a face to Gertrude in the egg white, but neither the reader nor Rhoda are told who Gertrude sees – â€Å"[Gertrude] murmured a reply in tones so low as to be inaudible to Rhoda†. On the way home the conversation is stilted, and it becomes clear from her responses and manner that she has discovered Rhoda’s secret; â€Å"Was it you who first proposed coming here? † â€Å"How very odd, if you did! † Hardy creates suspense and tension in this scene by allowing the reader to form their own opinion as to what Gertrude saw. This scene is very tense, because Rhoda is left, literally, in suspense as she waits to find out if she has been revealed. The suspense is drawn out right up until the journey home, as Gertrude says nothing when she comes out of Trendle’s house – â€Å"What did you see? † â€Å"Nothing I – care to speak of. † In the last sentence of chapter four it is bluntly told that Rhoda left the village. â€Å"†¦ her face grew sadder and thinner; and in the spring she and her boy disappeared from the neighbourhood of Holmstoke†. This one-line dismissal of a major character completely changes the story. By this point in the story, the reader’s suspense is beginning to wane as they would have formed possible outcomes and plot developments to do with Rhoda and her son, and about her becoming a witch, but by having them leave unexpectedly, the reader is forced to create fresh predictions, thus renewing the suspense and tension. The shortness of the exit, and the lack of Hardy’s trademark description, adds to the reader’s shock, because they were not built up to or prepared for Rhoda’s leaving; it is a surprise. As the condition of Gertrude’s afflicted arm deteriorates, so too does her marriage. For Farmer Lodge, the withered arm is an anaphrodisiac and he becomes â€Å"gloomy and silent†. Gertrude grows increasingly lonely and forlorn, and this impels her to seek out remedies of all types in the hope of regaining some of her beauty, and winning back her husbands love – â€Å"If I could only again be as I was when he first saw me! † Complying with her husbands wishes, she destroys her medicines, but her yearning for a cure does not diminish. She wishes to try another type of cure entirely, and so she travels to Conjuror Trendle once again. As Gertrude’s initial natural wish to cure her arm becomes darker and obsessive, suspense and tension are created once again. Similarly to the curse itself, this appearance of a darker theme in the story creates tension. The reader can also tell that the obsession is heading to a climax, but as the outcome is not known, the reader is left in suspense. The obsession progresses after chapter 7, when Gertrude meets with Conjuror Trendle and he informs her of a possible cure: to rub her afflicted arm on the neck of freshly-hanged person. It is here that the story grows even darker, once again prompting questions from the reader: Will she go through with the cure? Gertrude is hesitant about it, and the task seems so revolting that it is not clear whether her need for a cure is strong enough to overcome her fears – â€Å"Of all the remedies that the white wizard could have suggested there was not one which would have filled her with as much aversion as this†. This doubt creates tension, because the reader is again left in suspense, and the closer to the climax we get, the tenser it becomes, especially as Gertrude’s desire to complete her task increases. She â€Å"longed for the death of a fellow creature† and at night â€Å"her unconscious prayer was ‘O Lord, hang some guilty or innocent person soon! ‘†. This huge change of character, from sweet and gentle, to sinister and morbid, praying for death, shows just how obsessed with curing her arm Gertrude is, and this gradual development of her character also helps to create suspense because the reader wants to see if her character finds a hanging soon, or she goes mad, or changes her behaviour again. This uncertainty creates more suspense and tension because the reader is not sure what will happen, we can not easily predict the outcome. Eventually, Gertrude hears of the hanging of a young boy taking place in a nearby village and, with her husband away on business, she sets off on a cart horse. When she reaches the village she proceeds to locate the Hangman, and explains to him about her arm. He agrees to help her to sneak in after the hanging. When she is waiting below the gallows, Hardy excellently describes the feelings of Gertrude and this increases the tension. He shows just how terrified she is – â€Å"she could scarcely discern anything; it was as though she had nearly died†, and this emotion and fear acts as a build-up to the climax; we are held in suspense until the end, just after Gertrude’s arm is finally cured, she hears Rhoda’s Brook shriek from behind her – Rhoda is standing there with Farmer Lodge at her side. The deceased boy is their son. The double shock of the restoration of her arm and the revelation of Farmer Lodge and Rhoda is too much for Gertrude, and she collapses, and dies before she gets home. The long and intricate description that Hardy uses throughout the book is key to the creation of suspense and tension within the story. He often describes the setting in great detail which, as well as increasing the reader’s interest and giving them a clear mental image, creates an atmosphere and gives the scene a palpable sense of tension. To take an example from chapter five; â€Å"thick clouds made the atmosphere dark, though it was as yet only early afternoon, and the wind howled dismally over the slopes of the heath†. The dense description sets the scene perfectly and by taking the reader into the setting he ensures that events within the story have more effect on them. Because the description of the characters feelings is so good we relate to them better, and consequently we feel the tension and suspense more. I have shown that Hardy develops the suspense and tension in a variety of ways in The Withered Arm. He is able to maintain the reader’s interest through the developing plot, the themes and language techniques employed in the story – the magic and superstition underpinning the story, compelling the reader to read on, the extensive description that creates tension and a sense of place, as well as the emotions of the characters as they develop; all these things stimulate the reader’s interest. The whole story builds to a climax; at the start Rhoda finds out about Farmer Lodge’s marriage to Gertrude, then as the characters develop, many things change, and by the end Gertrude is alone and Rhoda and Farmer Lodge are there together, at the climax. The suspense is held right until the end. I believe that the section where Rhoda leaves creates the most tension and increases the suspense. In this example, ironically, it is the lack of Hardy’s description that affects the reader – it is uncharacteristic and therefore amplifies the sense of change. It changes the story dramatically, because the reader believes Rhoda to be the main character; the one that we are relating to, and suddenly she is gone, leaving us with little relationship in the story again. We then follow Gertrude until the climax whereupon we are reintroduced to Rhoda. Hardy’s way of making us see the plot from both sides is a great way to increase tension, especially when Rhoda disappeared and we did not know what she was doing or feeling.

Araby an Outline Commentary - 1533 Words

Araby: An Outline Commentary ‘The Sisters’ and ‘An Encounter’ are about the same length. ‘Araby’ is roughly a hundred lines shorter than these. There is a progression in the three stories. The boy in ‘The Sisters’ is a passive witness, limited in his capacity to act by the weight of the adults about him. The boy of ‘An Encounter’ rebels against this oppression but his reward is the menace of a bizarre and abnormal adult. The boy in ‘Araby’ strives both to act and to realize an actual affective relationship but suffers frustration, a thwarting that results both from the burden of adult control and his own recognition of the falseness of his aims. In short, ‘Araby’ is busy and crowded with people although these come and go in a breath.†¦show more content†¦The Arab’s Farewell to His Steed forms a story link with ‘Eveline’ of a very curious and intricate kind. The author of this sentimental recit ation verse was Caroline Norton. Her husband sought to divorce her for her relationship with Lord Melbourne. The priest whose picture was on the wall in ‘Eveline’ is, according to Eveline’s father, now in Melbourne. Unless we assume coincidence, a poor assumption with so careful a writer as Joyce, this constitutes a subterranean connection between the two stories. It may be one of the connections that Joyce challenged Stanislaus to find. If this link seems farfetched, remember that the same author brought us Finnegans Wake where such elaborate associations are a commonplace. An easier link is the railing where Mangan’s sister stands as she talks to the boy. This railing, the iron railing to which Eveline clings and the railing along which Lenehan runs his hands in ‘Two Gallants’ are all related. The boy’s journey is slow and surreal as the porter turns away passengers from the carriage reserved for the bazaar, a carriage whose sole pass enger is the boy. He arrives at the bazaar. It is almost ten and, pressed for time, he pays a shilling admission rather than waste time looking for the sixpence turnstile. He thus has a shilling left from what his uncle gave him and, as we learn

Essay about Two Views on Culture and Anthropology - 484 Words

Two Views on Culture and Anthropology The take on culture and anthropology can be dissected in many different ways. Horace M. Miner takes a look at his culture through a view of which an anthropologist from another culture would look at it. While Roy Wagner takes the anthropologist view and dissects it. Both writers use find culture through anthropology, while Miner concludes with a result in Body Ritual Among the Nacirema, Wagner dissects the process of which is being used, The Idea of Culture. Throughout the essay Body Ritual Among the Nacirema, Miner creates a definition of the American culture from an outsiders perspective. Miner himself was born and raised in the United States, but takes the approach of an†¦show more content†¦Though the actual anthropologic part was not ‘pieced’ together, it seemed as though the he was educated on the culture and did not build the puzzle by himself. The view he creates is weird, alienist, and seems as though it were written by someone who is outside of our culture. One of the main goals or concepts of the essay is to open the eyes of an American, in order to open up the acceptance of other cultures. This raises the question, is Miner’s ‘outsider’ anthropologist view of the American culture correct? Since he is has a valid argument of growing up in the culture he is critiquing. Roy Wagner’s The Idea of Culture plays around with the idea that the anthropologist way of coming to know what a ‘culture’ is, can actually be backed. He comes to the conclusion similar to the means that an anthropologist can only know as much about the people as he observes, or of the remains that he observes. Leading to a very wide spread area in which conclusions from the anthropologist can be drawn. He argues the fact that the anthropologist â€Å"invents† the culture based on what he is seeing. 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